John Davies has been in financial services for over 40 years and is recommended by them as someone who knows how to plan on their behalf. You can expect a discreet service and advice that is right for you, your business and your life. John is supported by Adam Dawe who joined the practice in 2012 and their combined knowledge means you can expect a service that is honest and professional.
John and his wider team will need to find out what's important to you and they will provide the advice you need and structured financial planning for your peace of mind. Life assurance, pension and investments - whatever you need, we can help. John has accumulated over 40 years of outstanding financial planning and advice and this has built John Davives Financial Consultancy into the business it is today.
His clients describe him as the area's best kept secret and there's little doubt he has shaped his practice into one of the UK's most discreet and individual organisations. John and his team's wide ranging clients include everyone from teachers to highly successful entrepreneurs.
John and his wider team will need to find out what's important to you and they will provide the advice you need and structured financial planning for your peace of mind. Life assurance, pension and investments - whatever you need, we can help. John has accumulated over 40 years of outstanding financial planning and advice and this has built John Davives Financial Consultancy into the business it is today.
His clients describe him as the area's best kept secret and there's little doubt he has shaped his practice into one of the UK's most discreet and individual organisations. John and his team's wide ranging clients include everyone from teachers to highly successful entrepreneurs.
Services
Everyone wants their savings and investments to be in the best place and to earn the most interest or achieve the highest income.
Each of us will need different advice and where funds are invested will also differ according to your needs, objectives and importantly, attitude to risk.
Call us on 01752 896943 and we can help.
ISAs replaced the Personal Equity Plan (PEP) in 1997 when Labour came in to power and the amount that can be invested is controlled by the Government.
In the current tax year the maximum you can invest is 20,000.
Each of us will need different advice and where funds are invested will also differ according to your needs, objectives and importantly, attitude to risk.
Call us on 01752 896943 and we can help.
ISAs replaced the Personal Equity Plan (PEP) in 1997 when Labour came in to power and the amount that can be invested is controlled by the Government.
In the current tax year the maximum you can invest is 20,000.
If you are over 55 you now have the option to fully assess your pension benefits.
You are now able to withdraw some or all of your pension fund subext to income tax at your marginal rate.
However care needs to be taken here as any lump sum you withdraw the first 25% will be tax free and the remainder taxed at your marginal rate which could result in higher or additional rate tax being paid which maybe unnecessary.
They have also changed the ruling on death benefits.
If you were to pass away before age 75 the benefits of your pension can be taken as a lump sum, income for a spouse or dependant free of any tax charges including inheritance tax.
You are now able to withdraw some or all of your pension fund subext to income tax at your marginal rate.
However care needs to be taken here as any lump sum you withdraw the first 25% will be tax free and the remainder taxed at your marginal rate which could result in higher or additional rate tax being paid which maybe unnecessary.
They have also changed the ruling on death benefits.
If you were to pass away before age 75 the benefits of your pension can be taken as a lump sum, income for a spouse or dependant free of any tax charges including inheritance tax.
Trusts are very useful tools and can be used in many different circumstances but financial and legal advice should be taken.
They can be used by individuals for family protection, inheritance tax planning and business protection.
The Trust will make sure that proceeds are paid via the Trustees to beneficiaries without increasing an estate's value and all are recommended on an individual basis.
A Trust is a legal arrangement where you give cash, property or investments to someone else so they can look after them for the benefit of a third person.
They can be used by individuals for family protection, inheritance tax planning and business protection.
The Trust will make sure that proceeds are paid via the Trustees to beneficiaries without increasing an estate's value and all are recommended on an individual basis.
A Trust is a legal arrangement where you give cash, property or investments to someone else so they can look after them for the benefit of a third person.
John Davies is reliable, friendly, efficient and provided advice and policies that really made sense; he insured us well and saved us money.
We remain very impressed with him and his team and I would recommend his services very highly.
I have known John Davies for over 20 years, during which time he has handled all the financial advice for both my company and personal requirements.
I have always found John to be kind, understanding and very professional in all dealings with him over this long period.
We remain very impressed with him and his team and I would recommend his services very highly.
I have known John Davies for over 20 years, during which time he has handled all the financial advice for both my company and personal requirements.
I have always found John to be kind, understanding and very professional in all dealings with him over this long period.
John Davies Financial Consultancy encourages all of its clients to look at what their position would be if any of these were to occur and consider a solution.
Call us on 01752 896943 - we understand businesses, the challenges and how to ensure you're covered.
This is designed to protect the business against financial loss in the event of the death, terminal or critical illness (if requested) of a company director or partner.
The death or a diagnosis of a terminal or critical illness of a key person can have a devastating effect on a business as well as personal life.
Call us on 01752 896943 - we understand businesses, the challenges and how to ensure you're covered.
This is designed to protect the business against financial loss in the event of the death, terminal or critical illness (if requested) of a company director or partner.
The death or a diagnosis of a terminal or critical illness of a key person can have a devastating effect on a business as well as personal life.
Reviews
Be the first to review John Davies Financial Consultancy.
Write a Review
