Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs. The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. Here, we explain why pension planning is so important, and describe some of the options available to you.
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. Sometimes people want to release equity in their homes because they need cash for a particular purpose. Gaudium Associates Limited was established by the merger of two long standing IFA practices in 2010. Our express aim was forming a multi-disciplinary practice in the new world of Financial Advice with the client firmly at the centre of our universe.
We strongly believe that clients' deserve advice from Specialist Advisers, so all our clients' receive advice from one or more Specialist from our team of advisers rather than just one "Jack of all Trades" adviser, depending on the area of need.
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. Sometimes people want to release equity in their homes because they need cash for a particular purpose. Gaudium Associates Limited was established by the merger of two long standing IFA practices in 2010. Our express aim was forming a multi-disciplinary practice in the new world of Financial Advice with the client firmly at the centre of our universe.
We strongly believe that clients' deserve advice from Specialist Advisers, so all our clients' receive advice from one or more Specialist from our team of advisers rather than just one "Jack of all Trades" adviser, depending on the area of need.
Services
Ed is a Chartered Financial Planner with more than 25 years' experience in the financial services industry.
Ed is our investment and pensions specialist, he joined Gaudium Associates in 2012 having spent the earlier part of his career in the banking sector with various banks including Mizuho, Standard Bank and Bank One (now JP Morgan).
With a strong technical background Ed advises both private and corporate clients and provides tailored, professional advice that is clear and easy to understand.
Ed is our investment and pensions specialist, he joined Gaudium Associates in 2012 having spent the earlier part of his career in the banking sector with various banks including Mizuho, Standard Bank and Bank One (now JP Morgan).
With a strong technical background Ed advises both private and corporate clients and provides tailored, professional advice that is clear and easy to understand.
5. We must treat people fairly regardless of age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion and belief, sex and sexual orientation.
In meeting our obligations under our code of ethics we have regard to the duties expected of us as set out by the Chartered Insurance Institute.
We endeavour to set an example in behaviour by not just complying with our compulsory legal and regulatory requirements but by extending the ethos to our professional activity.
In meeting our obligations under our code of ethics we have regard to the duties expected of us as set out by the Chartered Insurance Institute.
We endeavour to set an example in behaviour by not just complying with our compulsory legal and regulatory requirements but by extending the ethos to our professional activity.
As part of our commitment to treating our customers fairly, we would welcome your feed back on our products and services.
Please take a moment to complete our Client Satisfaction Questionnaire which will be used to evaluate and improve the services we provide.
Please rate the thoroughness with which your Adviser went about the process of obtaining sufficient information regarding your personal and financial circumstances prior to making a recommendation regarding this transaction?.
Do you feel that you and your Adviser fully discussed your understanding of Investment Risk and that your recorded attitude to risk matches the product you have chosen?.
Please take a moment to complete our Client Satisfaction Questionnaire which will be used to evaluate and improve the services we provide.
Please rate the thoroughness with which your Adviser went about the process of obtaining sufficient information regarding your personal and financial circumstances prior to making a recommendation regarding this transaction?.
Do you feel that you and your Adviser fully discussed your understanding of Investment Risk and that your recorded attitude to risk matches the product you have chosen?.
Not only do you need to consider which mortgage is best for you, you need to think about which interest rate options are most likely to suit your needs.
People buying their first home often have specific needs when it comes to finding a mortgage.
A range of mortgages exists specifically for this market sector.
Sometimes people want to release equity in their homes because they need cash for a particular purpose.
This short guide looks at how certain types of mortgage will allow you to do exactly this.
People buying their first home often have specific needs when it comes to finding a mortgage.
A range of mortgages exists specifically for this market sector.
Sometimes people want to release equity in their homes because they need cash for a particular purpose.
This short guide looks at how certain types of mortgage will allow you to do exactly this.
Over the past few years many forms of insurance policies have become more competitively priced, especially life insurance.
If you have a life policy which is several years old you may be able to change your provider for a more competitive premium, or to increase the benefit for the same monthly cost.
You should seek advice before cancelling any existing policies and ensure continuity of cover when making new arrangements.
It's a sad fact that whilst most of us are quite happy to insure our car, our house and our travel arrangements to their full value, few of us take quite as much care over our health and loved ones.
If you have a life policy which is several years old you may be able to change your provider for a more competitive premium, or to increase the benefit for the same monthly cost.
You should seek advice before cancelling any existing policies and ensure continuity of cover when making new arrangements.
It's a sad fact that whilst most of us are quite happy to insure our car, our house and our travel arrangements to their full value, few of us take quite as much care over our health and loved ones.
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