Based in Boston Spa, Yorkshire, but serving clients across the UK, Matthew Harris is a Chartered Financial Planner, regulated and authorised by the Financial Conduct Authority. As an independent financial adviser, Harris IFA is not tied to any bank, insurance or pension company, and offers unbiased advice on wealth management, pensions, investments, mortgages, life insurance and many other areas of personal finance.
Nineteen years of previous experience as a professional investment manager, for companies such as Aegon, Scottish Widows and Standard Life, has given Matthew a deep understanding of how the financial markets work. He uses this knowledge to design and manage investment portfolios for his clients in their pensions, stocks & shares ISAs and general investment accounts.
Matthew has gained Chartered Insurance Institute (CII) qualifications including the Advanced Diploma in Regulated Financial Planning (the highest standard of IFA qualification) and specialist qualifications in wealth management, pension planning, trusts and tax.
Nineteen years of previous experience as a professional investment manager, for companies such as Aegon, Scottish Widows and Standard Life, has given Matthew a deep understanding of how the financial markets work. He uses this knowledge to design and manage investment portfolios for his clients in their pensions, stocks & shares ISAs and general investment accounts.
Matthew has gained Chartered Insurance Institute (CII) qualifications including the Advanced Diploma in Regulated Financial Planning (the highest standard of IFA qualification) and specialist qualifications in wealth management, pension planning, trusts and tax.
Services
We are based in Boston Spa, but offer comprehensive independent pension advice to clients across the UK.
Sad as it might be to admit, we live and breathe pensions.
Whether it is how to invest them, or the vagaries of tax relief, or the intricacies of the Annual and Lifetime Allowance, we just find pensions a little bit fascinating.
Part of their appeal is that they are just such a wonderfully efficient way of saving money, in tax terms, as well as the most attractive way of passing money, free of inheritance tax, to your heirs.
Sad as it might be to admit, we live and breathe pensions.
Whether it is how to invest them, or the vagaries of tax relief, or the intricacies of the Annual and Lifetime Allowance, we just find pensions a little bit fascinating.
Part of their appeal is that they are just such a wonderfully efficient way of saving money, in tax terms, as well as the most attractive way of passing money, free of inheritance tax, to your heirs.
If you have a sum of money to invest then we will recommend an investment company, and design a portfolio of investment funds with the right balance of risk management and growth potential for your needs.
If you are considering consolidating your existing investments or ISAs into one pot we will provide a free assesment of whether this in your interests or not.
In some cases consolidating investments can result in you paying higher charges or losing valuable guarantees and we will help you avoid this.
If you are considering consolidating your existing investments or ISAs into one pot we will provide a free assesment of whether this in your interests or not.
In some cases consolidating investments can result in you paying higher charges or losing valuable guarantees and we will help you avoid this.
No face-to-face appointment is required for mortgage work, unless you would prefer to have one.
We process most mortgage applications entirely based on phone and email conversations, which means less hassle for you, and faster mortgage approvals.
Even better, for mortgages over 150,000 we charge no arrangement fee.
Please note that due to time constraints we are sadly currently unable to help with mortgages of less than 100,000.
We are an IFA and mortgage broker based in Boston Spa, offering independent mortgage advice to clients wherever they are in the UK.
We process most mortgage applications entirely based on phone and email conversations, which means less hassle for you, and faster mortgage approvals.
Even better, for mortgages over 150,000 we charge no arrangement fee.
Please note that due to time constraints we are sadly currently unable to help with mortgages of less than 100,000.
We are an IFA and mortgage broker based in Boston Spa, offering independent mortgage advice to clients wherever they are in the UK.
We offer free advice on your life insurance, critical illness and income protection needs, whether you are based in Boston Spa, Yorkshire or anywhere else in the UK.
We will check that your current cover is adequate, and can't be sourced at a lower cost.
Once cover is arranged you and your family will know that financial protection (such as a tax-free cash sum or a monthly income) is in place should life throw a surprise at you.
Insurance sourced via high street banks tends to be much more expensive than necessary.
We will check that your current cover is adequate, and can't be sourced at a lower cost.
Once cover is arranged you and your family will know that financial protection (such as a tax-free cash sum or a monthly income) is in place should life throw a surprise at you.
Insurance sourced via high street banks tends to be much more expensive than necessary.
As with all our pension and investment clients, we will design a portfolio of investment funds to match your appetite for investment risk, and personal circumstances.
Your total portfolio risk, and the maximum potential loss you could suffer in a stockmarket crash.
Which providers would offer the best platforms to manage your money on (we never touch your money ourselves).
Matthew Harris accumulated more than nineteen years' experience as an investment manager before becoming an IFA, so has a deep understanding of, and strong contacts within, the asset management industry.
Your total portfolio risk, and the maximum potential loss you could suffer in a stockmarket crash.
Which providers would offer the best platforms to manage your money on (we never touch your money ourselves).
Matthew Harris accumulated more than nineteen years' experience as an investment manager before becoming an IFA, so has a deep understanding of, and strong contacts within, the asset management industry.
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