At Northfield Wealth we are working hard to minimise any potential impact the virus may have on the day to day running of our business. The health and wellbeing of our staff and clients is our top priority, along with carefully monitoring our clients investments, pensions and mortgage applications. Following current government guidelines the office is now closed to clients and most of our staff are working from home.
We have a staff member in the office every day to deal with post and urgent scanning. The wonders of technology allow for our usual phone lines to be answered as normal from home. Our client meetings are mostly by Zoom/Teams or telephone until current restrictions lift. We are following the guidelines set by Government, World Health Organisation and Public Health England and the various relevant local governmental bodies, but it continues to be a fast moving situation.
If the World Health Organisation (WHO) and local/national UK authorities advice changes, our position will change.
We have a staff member in the office every day to deal with post and urgent scanning. The wonders of technology allow for our usual phone lines to be answered as normal from home. Our client meetings are mostly by Zoom/Teams or telephone until current restrictions lift. We are following the guidelines set by Government, World Health Organisation and Public Health England and the various relevant local governmental bodies, but it continues to be a fast moving situation.
If the World Health Organisation (WHO) and local/national UK authorities advice changes, our position will change.
Services
Northfield Wealth is an Independent Financial Advice firm boasting a dedicated team of advisers and professionals who work towards the vision of helping as many people as possible reach their financial goals.
Our approachable team are trusted professionals with a great reputation and desire to put our clients' interests at the centre of everything we do.
Clare started her life in financial services in 1998 and has a vast range of industry experience.
Married to Mark, they have a little boy called Olly.
Our approachable team are trusted professionals with a great reputation and desire to put our clients' interests at the centre of everything we do.
Clare started her life in financial services in 1998 and has a vast range of industry experience.
Married to Mark, they have a little boy called Olly.
Pensions are designed to enable you to save sufficient money during your working life to provide an income stream for you to live comfortably after you have retired.
There are many different 'tools' used to save for retirement and the taxation and investment elements of pensions can appear baffling.
We specialise in explaining, recommending and monitoring pensions for you.
Below are the most common sources of pension income to provide for your retirement.
Other arrangements applied prior to that date.
There are many different 'tools' used to save for retirement and the taxation and investment elements of pensions can appear baffling.
We specialise in explaining, recommending and monitoring pensions for you.
Below are the most common sources of pension income to provide for your retirement.
Other arrangements applied prior to that date.
From childhood most of us are told to put away money to save for the future - perhaps for something special?
Or perhaps to be sure that when we really need something we have the funds to acquire it, without taking on debt?
Whether you place your money in a piggy bank, or in a multinational investment house, our aims are broadly the same; to provide for our future needs, and to protect ourselves against unexpected causes of expenditure.
When planning your finances, it is important to distinguish the difference between savings and investments.
Or perhaps to be sure that when we really need something we have the funds to acquire it, without taking on debt?
Whether you place your money in a piggy bank, or in a multinational investment house, our aims are broadly the same; to provide for our future needs, and to protect ourselves against unexpected causes of expenditure.
When planning your finances, it is important to distinguish the difference between savings and investments.
Standard Variable Rate (SVR) Mortgages- The SVR is the lenders standard rate.
With a variable rate mortgage you are normally able to switch lenders at any time without being penalised.
If you take out a mortgage that has a fixed, tracker or discounted rate once the set period of time ends the loan will usually revert to the Lenders SVR.
Fixed Rate Mortgages- A fixed rate mortgage allows you to repay interest at a fixed rate, irrespective of any interest rate fluctuations.
In other words your monthly repayments will remain the same every month for a time period agreed between you and your lender.
With a variable rate mortgage you are normally able to switch lenders at any time without being penalised.
If you take out a mortgage that has a fixed, tracker or discounted rate once the set period of time ends the loan will usually revert to the Lenders SVR.
Fixed Rate Mortgages- A fixed rate mortgage allows you to repay interest at a fixed rate, irrespective of any interest rate fluctuations.
In other words your monthly repayments will remain the same every month for a time period agreed between you and your lender.
Financial products are sometimes at their most useful when they are protecting our families, our incomes or our property.
Whilst insuring ourselves against an undesirable event such as sickness or even death may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked.
There are many ways in which a family can protect itself, and because of the large range of products available there is usually an appropriate policy for most circumstances, and most budgets.
Whilst insuring ourselves against an undesirable event such as sickness or even death may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked.
There are many ways in which a family can protect itself, and because of the large range of products available there is usually an appropriate policy for most circumstances, and most budgets.
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