Devine Financial Management
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Devine Financial Management
Welcome to Devine Financial Management Ltd., Financial Advisers London and Southend-on-Sea. We are a small firm of London IFAs, independent financial advisers London, in SW1W 0EB close to Victoria Station. We are also at Southend-on-Sea just off the center of the High Street and next to Southend Central Station. We work mostly in the retirement & pensions and investments arena, especially in pension income drawdown, relevant taxation advice and managing client funds within pension, ISA and general investment portfolios.

Our lead adviser Tony Devine is a Chartered Financial Planner and also a qualified Chartered Accountant. Not just your average Financial Advisers We concentrate on wealth preservation and capital growth, whilst keeping your tax position in mind and reducing your tax bills wherever possible. We find that after an initial phone call, people realise we know what we are talking about and that we can help them.

Approaching retirement and thinking about getting some advice at long last?
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Originally from Brentwood, Essex, Tony has dual qualifications: IFA (Diploma - Personal Finance Society) and Chartered Accountant - England & Wales.
Following his BA in Accounting at Liverpool, his career began as a trainee with Touche Ross, Liverpool (audit), and following a stint in their forensic accounting dept. in Manchester, moved to KPMG Peat Marwick in the Cayman Islands.
He later moved on into offshore corporate services whilst in the Cayman Islands with what is now Appleby attorneys at law, managing their in-house corporate services company, and after returning to the UK became regulated as an IFA (Independent Financial Adviser).
Devine Financial Management Ltd. is authorised and regulated by the Financial Conduct Authority.
FCA reference number 586130.
Registered in England and Wales as a Limited Company No. 8135219.
The information and content of this website is intended for UK consumers only and is subject to the UK regulatory regime.
The FCA do not regulate Will Writing, Loans, Credit Cards, or some forms of Mortgage, Tax Advice, Offshore Investments, Estate Planning.
Devine Financial Management Ltd. is not responsible for the accuracy or content of any information contained on websites linked from this site, nor for errors or omissions which may occur within this site.
Drawdown (aka income drawdown) plans, annuities, and retirement planning generally.
We offer expert advice on the pros and cons of pension income drawdown and pros and cons of annuities, and after fact-finding your at-retirement needs advise you on appropriate solutions.
Whether you are just starting out with your pension planning or you are approaching retirement, it is important that you receive expert and professional advice.
For most people, pensions are still the most tax-efficient way to provide for retirement.
This a must-read for anyone planning for their retirement.
It explains the different types of retirement options available in the UK.
There have been a number of significant changes to pensions regulations over the past couple of years.
They affect the ways you can access pension benefits.
Whenever we deal with a client concerning retirement planning, one of the first things we do is hand them a copy of our Retirement Options Guide.
This is a completely factual guide to the different types of retirement options available in the UK and how they work.
Whether you are investing with specific goals in mind, or want to grow an existing investment portfolio, we can offer expert professional help with an investment adviser.
We recommend from the whole of the market.
When it comes to advising on investments, our clients needs and objectives can vary quite widely.
As with any project, the key to a successful outcome is careful preparation and planning.
Detailed discussion with our clients is essential to bring out their current financial situation, their expectations for the future, and their investment and savings objectives.
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