Welcome to the website of KSM Associates Independent Financial Advisers Limited. We are a firm of independent financial advisers based in Hexham, Northumberland but serving clients right across the North East of England. Being independent means that we can offer advice from the whole range of products available, and that we are flexible on how we are paid.
We therefore act as an agent of the client, not the provider. We advise on all aspects of personal financial planning, including life cover, investments and savings, pensions and retirement planning, mortgages, inheritance tax planning, and business protection. Our clients include individuals as well as businesses. All our advisers are fully qualified, and some of us hold specialist qualifications for advising on pension or tax matters.
These days, for people of working age, good health is the normal state, and few people consider what would happen if, due to ill health, their career was interrupted or even stopped. It is our role as an IFA to help you choose the right investments in order to help you meet your objectives.
We therefore act as an agent of the client, not the provider. We advise on all aspects of personal financial planning, including life cover, investments and savings, pensions and retirement planning, mortgages, inheritance tax planning, and business protection. Our clients include individuals as well as businesses. All our advisers are fully qualified, and some of us hold specialist qualifications for advising on pension or tax matters.
These days, for people of working age, good health is the normal state, and few people consider what would happen if, due to ill health, their career was interrupted or even stopped. It is our role as an IFA to help you choose the right investments in order to help you meet your objectives.
Services
KSM Associates Independent Financial Advisers has been providing sound financial advice in the North East and throughout the UK since 1990.
We pride ourselves on offering totally independent advice to both individuals and business clients of the highest quality.
We strive to provide the best service possible to suit your individual financial situation based on your personal circumstances.
We look forward to assisting you and please do not hesitate to contact us with any queries you may have.
KSM Associates Independent Financial Advisers Ltd is authorised and regulated by the Financial Conduct Authority.
We pride ourselves on offering totally independent advice to both individuals and business clients of the highest quality.
We strive to provide the best service possible to suit your individual financial situation based on your personal circumstances.
We look forward to assisting you and please do not hesitate to contact us with any queries you may have.
KSM Associates Independent Financial Advisers Ltd is authorised and regulated by the Financial Conduct Authority.
This section enables you look up and find out a bit more about a wide range of financial products, and on financial matters in general.
It does not offer advice on your particular situation or on any specific product on the market.
These days, for people of working age, good health is the normal state, and few people consider what would happen if, due to ill health, their career was interrupted or even stopped.
KSM Associates Independent Financial Advisers Ltd is authorised and regulated by the Financial Conduct Authority.
It does not offer advice on your particular situation or on any specific product on the market.
These days, for people of working age, good health is the normal state, and few people consider what would happen if, due to ill health, their career was interrupted or even stopped.
KSM Associates Independent Financial Advisers Ltd is authorised and regulated by the Financial Conduct Authority.
This section of our site contains guides and calculators to help you think about your financial planning needs.
They are aimed at both business owners, who may also be employers, and private individuals with wealth management goals.
KSM Associates Independent Financial Advisers Ltd is authorised and regulated by the Financial Conduct Authority.
Financial Services Register No: 209562 http://www.fca.org.uk/register.
Registered in England & Wales, No. 02619472.
The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.
They are aimed at both business owners, who may also be employers, and private individuals with wealth management goals.
KSM Associates Independent Financial Advisers Ltd is authorised and regulated by the Financial Conduct Authority.
Financial Services Register No: 209562 http://www.fca.org.uk/register.
Registered in England & Wales, No. 02619472.
The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.
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