From the very start we wanted to make financial advice something clients would value and appreciate. Whether it's helping a young couple buy their first home, or a newly retired couple manage their retirement savings, it's what gets us out of bed in the morning! We all have worries and concerns about how we would cope if we suffered an unfortunate incident, which compromised our lifestyles.
The perception is that the solutions can be complicated and unaffordable, but this need not be the case. What price for peace of mind? I wanted to say thank you so much for all your help and patience with the details of organising my mortgage and also for assisting me with my agent, whom could only be described as difficult at best. You really did put me at ease through the whole process and Gareth and his team were also brilliant.
We simply required a financial adviser to look after our best interests, without the pressure of being sold a 'product'. Michael's transparent approach has increased interest on our cash savings, utilised our ISA allowances and reduced our tax liability.
The perception is that the solutions can be complicated and unaffordable, but this need not be the case. What price for peace of mind? I wanted to say thank you so much for all your help and patience with the details of organising my mortgage and also for assisting me with my agent, whom could only be described as difficult at best. You really did put me at ease through the whole process and Gareth and his team were also brilliant.
We simply required a financial adviser to look after our best interests, without the pressure of being sold a 'product'. Michael's transparent approach has increased interest on our cash savings, utilised our ISA allowances and reduced our tax liability.
Services
We are a firm of Independent Financial Advisers based on the Oxfordshire / Gloucestershire border and servicing clients right across the UK.
Our advisers have in excess of 60 years' experience across a range of financial planning matters.
We established the business to meet the specialist needs of our clients and reflecting the changing climate of financial services.
Being independent means that we can offer advice from the whole range of products available, and that we are flexible on how we are paid.
Our advisers have in excess of 60 years' experience across a range of financial planning matters.
We established the business to meet the specialist needs of our clients and reflecting the changing climate of financial services.
Being independent means that we can offer advice from the whole range of products available, and that we are flexible on how we are paid.
Historically, the majority of the Financial Services industry has worked on a purely transactional basis, whereby a client makes a single or regular contribution and the adviser receives a commission, normally based on the size of the investment.
There was no ongoing advice or review service.
This created a situation where adviser remuneration came solely from selling a commission-paying product, which can lead to inappropriate advice and no encouragement to offer a continuing review service.
We work with clients to understand their real issues and provide fee-based guidance on how to achieve their goals.
There was no ongoing advice or review service.
This created a situation where adviser remuneration came solely from selling a commission-paying product, which can lead to inappropriate advice and no encouragement to offer a continuing review service.
We work with clients to understand their real issues and provide fee-based guidance on how to achieve their goals.
We all have worries and concerns about how we would cope if we suffered an unfortunate incident, which compromised our lifestyles.
The perception is that the solutions can be complicated and unaffordable, but this need not be the case.
What price for peace of mind?
In the case of any unfortunate accident or event, there will still be bills to pay such as rent, mortgage, and utilities.
Not everybody has access to a savings pot in case of emergency, and the state benefits are often not entirely sufficient to maintain the lifestyle you want.
The perception is that the solutions can be complicated and unaffordable, but this need not be the case.
What price for peace of mind?
In the case of any unfortunate accident or event, there will still be bills to pay such as rent, mortgage, and utilities.
Not everybody has access to a savings pot in case of emergency, and the state benefits are often not entirely sufficient to maintain the lifestyle you want.
Home Purchase is likely to be the most significant financial transaction an individual will ever undertake.
The mortgage market is more complex than ever, with the need to consider flexible or regular plans, discounts or trackers, fixed or capped rates.
We recognise the potential headache the mortgage and home purchase process can be and introduced our 'Complete Mortgage Solution'.
Through our personal and comprehensive client service we aim to minimise the anxiety.
Our mortgage advisers and support team will look after the complete process on your behalf.
The mortgage market is more complex than ever, with the need to consider flexible or regular plans, discounts or trackers, fixed or capped rates.
We recognise the potential headache the mortgage and home purchase process can be and introduced our 'Complete Mortgage Solution'.
Through our personal and comprehensive client service we aim to minimise the anxiety.
Our mortgage advisers and support team will look after the complete process on your behalf.
At Cotswold Financial Planning we take our financial advisory services seriously.
To find out how we've helped to ease the stress of financial management for our customers, just have a quick browse through the comments below.
Carolyn has provided enormous practical assistance with our financial affairs, taking the time to understand our requirements and concerns.
Carolyn brougt order and clarity to our arrangements, thinking through and resolving some complex issues.
We are extremely happy with Carolyn's advice, which has provided us with tangible financial benefits as well as reassurance.
To find out how we've helped to ease the stress of financial management for our customers, just have a quick browse through the comments below.
Carolyn has provided enormous practical assistance with our financial affairs, taking the time to understand our requirements and concerns.
Carolyn brougt order and clarity to our arrangements, thinking through and resolving some complex issues.
We are extremely happy with Carolyn's advice, which has provided us with tangible financial benefits as well as reassurance.
Reviews
Be the first to review Cotswold Financial Planning.
Write a Review
