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Our aim at Wealth Management & Growth is to offer a friendly and professional service to achieve your financial goals to secure your future. The Department for Work and Pensions (DWP) is aiming to expand pension coverage among the self-employed. The Office of Tax Simplification (OTS) has published the first part of its inheritance tax (IHT) simplification review.

The popular National Savings & Investments (NS&I) savings certificates will be indexed to CPI instead of RPI from next year. UK dividends are continuing to grow faster than inflation, according to the latest quarterly data from Link Asset Service. The 2018 Budget - delivered on a Monday for the first time since 1962 - produced a number of surprises, not least some high-profile 'giveaways'.

Do you fancy working once you have reached age 65? The trend of rising employment levels is not limited to working-age people, according to the latest employment statistics from the Office for National Statistics. The Chancellor has changed his mind - again - on National Insurance Contributions (NICs) for the self-employed.
Services
Will and Estate Planning.
Paul has built up relationships with hundreds of clients during the first decade of advising.
During the second decade he combined this with establishing his company, developing his own and his colleague's skills.
The third decade promises to be the most challenging of all where the support of a very high quality team will be critical.
Regulation and Ethics Meritous qualification from Central Law Training to advise on Wills and Will instruction taking.
With 29 years in the Financial Services Industry, Roy brings a wealth of experience to the team.
The first theory says we have a set level of happiness.
Events might move us away from this set point, but we always return to this default position.
Some people just seem naturally cheerful, whereas others always see things in the negative.
The set point will have been created by our past experiences, things that have happened to us throughout life.
There is much debate among psychologists about whether it can be changed in adult life.
One view is that although we can we become set in our ways we will continue to oscillate around a given level of happiness.
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