Hall-Ward IFA operates as independent financial advisers, serving clients throughout Nottinghamshire, Derbyshire, South Yorkshire, and Lincolnshire from our base in Mansfield. Our primary commitment is to prioritize your needs, offering impartial guidance on pensions, investments, inheritance tax, and protection. Boasting over two decades of experience, our approachable team dedicates themselves to understanding your goals and assisting you in planning for the future. We meticulously tailor our advice to suit your unique circumstances and aspirations, ensuring personalized solutions that align with your objectives.
Served areas
- Chesterfield, Derby, Mansfield, Matlock, Newark, Nottingham, Sheffield
Details
- Year established: 2016
- Licensed
- Insured
Payment methods
- Cash, Debit cards, Credit cards, Mobile payments
Services
The dynamic nature of pensions, coupled with fluctuating economic conditions and longer life expectancies, underscores the importance of making informed decisions today for a secure retirement tomorrow. Expert and professional pension advice is crucial to navigate the evolving landscape of legislation. Whether establishing new plans or reassessing existing strategies, Hall-Ward offers assistance tailored to optimize your retirement opportunities.
Instead of opting for a guaranteed pension through an annuity, you have the alternative of utilizing a "flexi access" income drawdown plan. This approach allows you to generate a regular retirement income by investing your pension pot into a diverse range of investments specifically tailored for this purpose. With income drawdown, your fund remains invested, and you receive income directly from it. It's important to note that the value of the fund can fluctuate, and there are no guarantees; therefore, careful consideration is necessary. We analyze cashflow projections to determine how long your fund could sustain a certain level of income withdrawal. This option is well-suited for clients seeking greater flexibility and the potential to preserve funds for their family's benefit.
When considering long-term security, individuals often contemplate making investments. However, the multitude of investment opportunities can make selecting the right one for your situation challenging, underscoring the importance of obtaining tailored advice to meet your objectives. At Hall Ward IFA, we collaborate with you to maximize the effectiveness of your investments and strive for optimal returns. Situated in Mansfield, we serve clients nationwide. Being independent enables us to thoroughly research the entire market and provide impartial recommendations to identify the most suitable solution for your requirements.
In an often uncertain world, securing the peace of mind that our loved ones will be cared for in the event of adversity is paramount. We engage in thorough discussions with you to explore various avenues for protecting both you and your family. Understanding these options involves planning for various scenarios, including death, diagnosis of a severe illness, or loss of income due to accident or sickness.
Moreover, we extend our advisory services to businesses, offering insights on key person and shareholder protection. This ensures that in the unfortunate event of death or severe illness, the impact on the business and surviving shareholders is mitigated to the fullest extent possible.
Moreover, we extend our advisory services to businesses, offering insights on key person and shareholder protection. This ensures that in the unfortunate event of death or severe illness, the impact on the business and surviving shareholders is mitigated to the fullest extent possible.
We offer consultations on various solutions aimed at shielding your estate from the potential impacts of Inheritance Tax. Through discussions with you, we formulate strategies to minimize potential tax liabilities or devise plans to ensure your family has the means to cover any incurred taxes. Leveraging appropriate Financial Products and Trust structures, we tailor packages to facilitate the transfer of your wealth to your loved ones at the optimal and most tax-efficient juncture.
Reviews (27)
Chloe Wilson
Sep 26, 2023
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Ben Vickers
Sep 02, 2023
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I can't recommend Hall Ward enough, and particularly Catherine as a Mortgage Advisor. Catherine helped me find the right mortgage that suited my needs, in a time where the house market felt quite unpredictable. Catherine made the process of applying for my mortgage feel incredibly straight forward. Her expert advice was invaluable, especially with being a first time buyer. Catherine took time to ensure I was well-informed every step of the way, and was always approachable to answer any questions I had throughout the process.
Scott Marshall
Aug 03, 2023
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James Carroll
Aug 01, 2023
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I contacted Hall Ward IFA in order to seek the best mortgage possible during this time of economic uncertainty, my parents have invested and had financial advice with them for many years. So felt really comfortable in making contact. I was put in touch with Catherine who discussed our options and what was best for us suffice to say we were happy with the deal that was found and will continue with them when the time comes around again. Would highly recommend.
Nirvana Santacreu Perez
Apr 04, 2023
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Shaun Wheatcroft
Mar 03, 2023
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Karl Dalglish
Dec 29, 2022
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Melissa Hobson
Dec 27, 2022
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I'm so glad Catherine was recommended to me as my mortgage broker. She was friendly, helpful and clear thoughout the process. I felt she really listened to my needs & concerns and always made sure we were going down the best route for my circumstances. Thanks Catherine for helping me get into my new home!
Aksarian
Nov 05, 2022
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Excellent service throughout, I actually was going to use another broker but on a whim spoke to Catherine. She ran me through my options, ensured I was well-informed and provided timely updates every step of the way. We ran into some small problems towards the end of the process and again she took ownership of the query and managed to get a resolution within a day meaning we could still go ahead with our given completion date.
Would definitely use this firm again and have recommended to everyone else I know. Can't praise the service enough and surprisingly their service charge was extremely competitive beating out most the market I checked with!
Would definitely use this firm again and have recommended to everyone else I know. Can't praise the service enough and surprisingly their service charge was extremely competitive beating out most the market I checked with!
Katrina Whyard
Oct 22, 2022
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I cannot recommend Catherine enough as a mortgage broker. She provided invaluable pre-application advice that was crucial to our house purchase and was able to get us to the mortgage offer stage quickly. Catherine was knowledgeable, responsive, and always willing to go above and beyond to ensure we had a smooth and stress-free experience. Her professionalism and expertise were truly impressive, and I would not hesitate to use her services again in the future. Thank you, Catherine, for all your hard work!
Tunde Odus
Oct 10, 2022
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Very brilliant financial services firm that looks after me and gets us the best deal in the market. I will surely recommend Hall Ward IFA to my family and friends who are looking for a mortgage. Catherine Ray did help us with great customer service, and she looked after us very well. Thank you so much
Teigan Gill
Sep 29, 2022
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Our friend recommended Catherine at Hall Ward for support with our mortgage. As first-time buyers we wasn't too sure of the mortgage process, however Catherine was fantastic at explaining things clearly and guiding us through the process! Catherine was always extremely approachable, friendly and responsive and supported us to get a great mortgage deal despite the cost of living crisis affecting many first-time buyers. We cannot recommend Catherine enough and are so grateful for all of her help!
Debbie Featherstone
Sep 17, 2022
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Andy Fletcher
Apr 10, 2022
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Kate Halden
Feb 12, 2022
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After a conversation with a friend and neighbour recently, it became apparent that she was in quite a muddle about her mortgage; understanding what she had and why she had it, what she could do with that product moving forward and how she could best move forward financially. Having known Catherine Ray for a while, I connected them. My neighbour now feels so much better about her situation, she can't do anything just yet, but now understands what is what, and what / when she can plan to do something positive for her situation.
Cat has promised to be back in touch with her at the right time and I can see how much this means to her, she was visibly more comfortable. That's the difference a personal approach makes - thank you!
Cat has promised to be back in touch with her at the right time and I can see how much this means to her, she was visibly more comfortable. That's the difference a personal approach makes - thank you!
York Hypnotherapy Clinic
Jan 29, 2022
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Steven B.
Jan 28, 2022
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Robert Cutts
Jan 13, 2022
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K. C.
Jan 01, 2022
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Spoke with Catherine Ray regarding my move to the other side of the UK, and the associated queries with renting/selling my property down here before doing so. She had all of the answers to my many questions, and I was very grateful to her for taking the time to speak with me to clarify it all for me. Thank you, Catherine!
Florin Bailey
Dec 25, 2021
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RedBaron
Oct 10, 2021
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Customer@Mansfield. Just had Hall-Ward IFA sort out my retirement pensions. Stuart Ward did the work for us and, an excellent job he has done as well. Three separate pensions (none of which were draw-down) combined into one. Job sorted. Stuart is extremally professional and knowledgeable while nothing seems too much trouble for him. Minimum of fuss and a really quick turn around on the work that needed doing. Ongoing, Stuart will keep an eye on my portfolio and I am happy to trust him to let me know if anything needs adjusting, not to mention the yearly reviews. My wife and I highly recommend Hall-Ward IFA and Stuart Ward in particular.
Adam Hall
Oct 01, 2021
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We've been using Hall-Ward for financial planning for several years now. Stuart provides a friendly, professional and knowledgeable review each year. On our first meeting, he immediately identified a number of gaps and patiently provided a concise explanation of the options and associated benefits. As a result, we have confidence that we are maximising our portfolio's potential and that our family has financial security under a range of scenarios.
We have also recently used Catherine for our mortgage. She quickly understood our requirements, and sourced an offer that was better than anything we had found. All was arranged very efficiently. An excellent team who I highly recommend.
We have also recently used Catherine for our mortgage. She quickly understood our requirements, and sourced an offer that was better than anything we had found. All was arranged very efficiently. An excellent team who I highly recommend.
David Garwood
Sep 22, 2020
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Living Space Group
Oct 19, 2019
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The Amplifires Matlock
Mar 01, 2019
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Alison Seward
Sep 11, 2017
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Contacted Hall-Ward via the Internet after reading testimonials and can honestly say I couldn't have made a wiser choice. Stuart has been the epitome of professionalism. The sound and extensive advice given on both pensions and investments have made my transition to retirement hassle free. Can't recommend Stuart and Hall-Ward highly enough and am very confident and comfortable to our ongoing advisory relationship.
Vee Seewoochurn
Nov 07, 2016
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I had a stocks and shares ISA set up in 2006 but it hadn't been doing very well and I had not been kept up to date by my financial advisor since set up. Stuart at Hall-Ward IFA took a look at it and immediately identified it was underperforming and that any interest it was earning was swallowed up in fees. He has now moved it to a much better managed platform with much lower fees.
The changeover has been handled with efficiency and professionalism and he will arrange to meet yearly to discuss the progress and suggest changes if needed. Stuart has also done a great job of advising and changing over my life insurance policies to something more comprehensive and cheaper as well as setting up a private pension. He has kept in contact throughout the application process and been able to meet at a convenient time for myself to go through any paperwork. All in all I am extremely happy with the service and would highly recommend Hall-Ward IFA.
The changeover has been handled with efficiency and professionalism and he will arrange to meet yearly to discuss the progress and suggest changes if needed. Stuart has also done a great job of advising and changing over my life insurance policies to something more comprehensive and cheaper as well as setting up a private pension. He has kept in contact throughout the application process and been able to meet at a convenient time for myself to go through any paperwork. All in all I am extremely happy with the service and would highly recommend Hall-Ward IFA.